Terms of Service

Please read these terms carefully before using our services

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and DTF Database ("we," "us," or "our") regarding your use of our website and services. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using our services under applicable laws
• Provide accurate, current, and complete information

3. User Accounts

3.1 Account Creation

To access certain features, you may need to create an account. You agree to:

• Provide accurate and complete registration information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Immediately notify us of any unauthorized use

3.2 Account Termination

We reserve the right to suspend or terminate your account if:

• You violate these Terms
• You provide false or misleading information
• You engage in fraudulent or illegal activities
• Your account remains inactive for an extended period

4. Use of Services

4.1 License Grant

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for personal, non-commercial purposes.

4.2 Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You will not:

5. Content and Intellectual Property

5.1 Our Content

All content on our website, including text, graphics, logos, images, audio, video, software, and compilation thereof, is our property or licensed to us and is protected by copyright, trademark, and other intellectual property laws.

5.2 User Content

If you submit content to our services, you:

• Grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content
• Represent that you have all necessary rights to grant this license
• Warrant that your content does not violate any third-party rights
• Accept responsibility for your content

5.3 Feedback

Any feedback, suggestions, or ideas you provide become our property, and we may use them without compensation or attribution to you.

6. Payment Terms

6.1 Pricing and Payment

If you purchase services from us:

• All prices are in US Dollars unless otherwise stated
• Payment is due at the time of purchase
• You authorize us to charge your payment method
• You are responsible for all applicable taxes

6.2 Refunds

Refund policies are outlined at the time of purchase. Unless otherwise stated, all sales are final.

6.3 Billing Disputes

Any billing disputes must be reported within 30 days of the charge. Failure to report disputes timely may result in waiver of your claim.

7. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to our collection and use of your information as described in the Privacy Policy.

8. Third-Party Services

Our services may contain links to third-party websites or services. We are not responsible for:

• The content or practices of third-party services
• Any damage or loss caused by third-party services
• Your interactions with third-party providers

9. Disclaimers

9.1 Service Availability

Our services are provided "as is" and "as available" without warranties of any kind. We do not guarantee that our services will be uninterrupted, error-free, or secure.

9.2 No Professional Advice

Content on our website is for informational purposes only and does not constitute professional advice. Always seek qualified professional advice for your specific situation.

9.3 Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount you paid us in the past 12 months
• These limitations apply regardless of the legal theory on which the claim is based

11. Indemnification

You agree to indemnify, defend, and hold harmless DTF Database and our affiliates, officers, directors, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Your content or activities

12. Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of the United States and the State of California, without regard to conflict of law principles.

12.2 Arbitration

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in California.

12.3 Class Action Waiver

You agree to resolve disputes with us on an individual basis and waive any right to participate in class actions or class arbitrations.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on our website
• Updating the "Last Updated" date
• Sending notice to registered users when appropriate

Your continued use of our services after changes constitutes acceptance of the modified Terms.

14. Termination

Either party may terminate this agreement at any time. Upon termination:

• Your right to use our services immediately ceases
• You must cease all use of our services
• All provisions that should survive termination will remain in effect

15. General Provisions

15.1 Entire Agreement

These Terms constitute the entire agreement between you and us regarding the use of our services.

15.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer your rights under these Terms without our written consent. We may assign our rights and obligations without restriction.

15.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control.